Your complete Ecuador retirement resource
Your Next Chapter Starts in Ecuador
Join thousands of Americans who've discovered that retirement doesn't mean settling for less. Ecuador offers world-class healthcare, stunning landscapes, and a cost of living that lets you actually enjoy your golden years.
From $1,500/mo
Cost of Living
Top-Rated
Healthcare System
#1 Destination
For U.S. Retirees
Why Americans Choose Ecuador
Ecuador consistently ranks as one of the top retirement destinations in the world. Here's why.
Cost of Living
Live comfortably on $1,500 to $2,500 per month, including rent, food, healthcare, and entertainment. Your Social Security check goes much further in Ecuador than in the United States.
Healthcare
Ecuador's healthcare system ranks higher than the U.S. in many global studies. Modern hospitals, English-speaking doctors, and affordable insurance make it an ideal choice for retirees.
Climate & Nature
From the eternal spring of the Andean highlands to the warm Pacific beaches, Ecuador offers year-round comfortable weather. The country is one of the most biodiverse places on Earth.
Start Your Research
In-depth guides written by expats, for future expats
Best Cities to Retire in Ecuador — Cuenca, Quito, Vilcabamba, and the Coast Compared
A side-by-side comparison of Ecuador's top retirement destinations: Cuenca, Quito, Vilcabamba, Cotacachi, and the coast. Climate, cost, healthcare, expat community, and quality of life for each.
Cost of Living in Ecuador for Retirees — Real Monthly Budgets for 2026
Detailed 2026 cost of living breakdowns for retirees in Ecuador. Three realistic monthly budgets from modest ($1,200) to premium ($3,000+), with city-by-city comparisons and real prices.
Ecuador Retirement Visa (Jubilado) — Complete 2026 Guide
Everything you need to know about Ecuador's Jubilado retirement visa in 2026. Income requirements, documents, apostille process, timeline, costs, and step-by-step instructions for American retirees.
Healthcare in Ecuador for Retirees — IESS, Private Insurance, and What to Expect
A comprehensive guide to healthcare in Ecuador for American retirees. Covers IESS public healthcare, private insurance options, hospital quality, costs, and what Medicare means (nothing) abroad.
U.S. Tax Obligations for Retirees in Ecuador — FBAR, FATCA, and Filing Requirements
Essential tax guide for American retirees living in Ecuador. Covers U.S. filing requirements, FBAR reporting, FATCA compliance, Ecuador tax residency, and strategies to stay compliant with both countries in 2026.
Why Retire in Ecuador — 10 Reasons Americans Are Making the Move
Discover why thousands of American retirees are choosing Ecuador. From a dollarized economy and affordable healthcare to stunning natural beauty, here are 10 compelling reasons to retire in Ecuador in 2026.
Browse by Topic
Find the answers you need, organized by the topics that matter most to your retirement planning.
Getting Started
Essential first steps for planning your retirement in Ecuador.
Cost of Living
Detailed breakdowns of living expenses across Ecuador for retirees.
Visas & Immigration
Visa requirements, residency pathways, and immigration processes.
Healthcare
Public and private healthcare options, insurance, and medical tourism.
Cities & Regions
In-depth profiles of popular retirement destinations in Ecuador.
Housing
Renting, buying, and building a home in Ecuador as an expat retiree.
Money & Banking
Banking, currency, money transfers, and financial planning for expats.
Taxes
Tax obligations in Ecuador and the US, treaties, and filing strategies.
Safety
Safety tips, crime statistics, and practical advice for retirees.
Lifestyle
Daily life, culture, food, social activities, and community for retirees.
Retirement Planning
Financial planning, Social Security abroad, and retirement timelines.
Professional Services for Retirees
From our sister companies, expert help for the two biggest challenges of retiring abroad.
Ready to Get Your Visa?
EcuaPass provides professional visa and residency guidance for American retirees. We handle the paperwork so you can focus on planning your new life.
EcuaPass.com — Trusted since 2025
Need to File U.S. Taxes from Ecuador?
Filing U.S. taxes from abroad can be confusing. FileAbroad makes expat tax compliance simple, affordable, and stress-free.
FileAbroad.com — Designed for U.S. expats
Get Our Free Retirement Guide
Weekly Ecuador retirement tips, cost-of-living updates, and visa insights — straight to your inbox.
Who Built This
Retire to Ecuador is published by Iterative Systems LLC — the same team behind EcuaPass (visa services), FileAbroad (expat tax filing), and ExpatEcuador.com (daily news). Every guide uses current 2026 data and covers the stuff other sites skip.